Insurances - DIFFERENTIAL TARIFFS FOR CASCO POLICIES

Allianz, Generali, Asitrans and Asirom are the first insurance companies introducing a differential calculus system for CASCO policies. This is the effect of the growing damage rate for automotive insurances up to 65% (this means that out of 100 insured drivers, 65 registered damages). Higher tariffs are expected for drivers who were guilty of accidents, but other factors would be taken into account aswell: annual mileage, fines, and even vehicle’s age.
The high damage rate turned automotive insurances into a losing business and the negative results are likely to be registered again this year: according to the Insurances Supervision Comittee, 78% of the total compensations payed by insurance companies during the first quarter of this year were for automotive policies.